Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
Specialist and mainstream insurance for premium used cars, classics, future-classics and salary-sacrifice EVs. Coverage compares Hagerty UK, Adrian Flux, Lancaster, Footman James and A-Plan against mainstream insurers (Admiral, LV=, Aviva, Direct Line) for the segments where specialists genuinely save money. Includes aftermarket warranty comparisons (Warranty Direct, MotorEasy, ALA, Autoguard), GAP insurance decisions on finance-backed cars, and the small-print clauses that most often catch British owners — mileage caps, modification declarations, and named-driver exclusions on high-value vehicles.
49 articlesAgreed value car insurance fixes your payout in writing, while market value lets the insurer decide. When premium owners need…
Used car warranty exclusions explained for 2026: wear and tear, betterment, claim caps and how approved-used cover and the Consumer…
Range Rover insurance costs are high mainly because of theft, with the Sport in group 50. Here is why premiums…
Approved used warranty compared: BMW, Audi and Mercedes all give 12 months unlimited mileage. See cover, exclusions and which scheme…
High-value car insurance over £50,000 explained: agreed value vs market value, approved repairers, Thatcham trackers and the declarations that decide…
Tesla insurance costs explained for 2026: why Model 3 and Model Y premiums run high in the UK, the EV…
BMW M and Audi RS insurance explained for 2026: why performance premiums hit the top groups, where the cost goes,…
Jaguar F-Type insurance: Specialist cover is worth checking before the car is modified. Our UK buyer view covers tax, finance,…
Porsche Approved warranty: Pay for wording, claim limits and repair access, not a logo. Our UK buyer view covers tax,…
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