Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
Specialist and mainstream insurance for premium used cars, classics, future-classics and salary-sacrifice EVs. Coverage compares Hagerty UK, Adrian Flux, Lancaster, Footman James and A-Plan against mainstream insurers (Admiral, LV=, Aviva, Direct Line) for the segments where specialists genuinely save money. Includes aftermarket warranty comparisons (Warranty Direct, MotorEasy, ALA, Autoguard), GAP insurance decisions on finance-backed cars, and the small-print clauses that most often catch British owners — mileage caps, modification declarations, and named-driver exclusions on high-value vehicles.
47 articlesEV insurance costs ~25% more than petrol , but LV= and Aviva lead on battery, charging-cable and wallbox cover. What…
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In February 2026 the Financial Conduct Authority published the final report of its premium finance market study, and one figure…
I spend most of my working week pulling apart the numbers that sit behind the headline price of a car,…
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