Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
PCP and HP for premium used cars, salary-sacrifice EV cost math, the FCA motor-finance redress scheme, and the credit-card deposit strategies UK buyers use on Amex Platinum, Barclaycard, NatWest and MBNA. Explainers cover positive and negative equity at PCP balloon, the conditions under which an early settlement actually saves money, and what the FCA’s discretionary commission rulings mean for live agreements. Where a finance product is named, the piece works through real-world numbers and ends with a clear rule of thumb. FCA regulated information is cited inline.
98 articlesMercedes CLE Coupe finance explained: how Agility PCP works, the GMFV balloon, a worked example from £48,195 and the £40,000…
PCP negative equity at the 3-year mark is softer in 2026 as used values rise: check your equity, and treat…
VW Tiguan PCP offers ride a £4,000 VW deposit contribution before 30 June 2026, but the headline monthly leans on…
Mini Countryman C on PCP in 2026: the full 5.9% representative example, the optioning trap to avoid, and why the…
Challenge car finance redress: the FCA gives you one month to dispute the decision, then a free Financial Ombudsman route,…
Skoda Kodiaq vRS PCP: the 0% APR deal needs £581/month over 24 months; the affordable monthly is 5.9% APR. Full…
Vauxhall Corsa Electric finance now undercuts the petrol Corsa at £251 a month. We explain the deposit contribution, 2.9% APR,…
FCA motor finance redress letters are arriving on UK doormats: we decode every clause, the opt-in steps and how to…
Premium car finance over £100,000: how PCP, HP and private-bank lending compare, with a worked £100k example and the balloon…
A premium car finance deposit at 10%, 20% or 30% on a £50,000 car: what each level does to your…
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