Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
PCP and HP for premium used cars, salary-sacrifice EV cost math, the FCA motor-finance redress scheme, and the credit-card deposit strategies UK buyers use on Amex Platinum, Barclaycard, NatWest and MBNA. Explainers cover positive and negative equity at PCP balloon, the conditions under which an early settlement actually saves money, and what the FCA’s discretionary commission rulings mean for live agreements. Where a finance product is named, the piece works through real-world numbers and ends with a clear rule of thumb. FCA regulated information is cited inline.
98 articlesI keep getting the same question from readers eyeing up a big electric family car through work: does the Kia…
I spend most of my week running numbers on company-car schemes, and the question that lands in my inbox more…
On 30 March 2026 the Financial Conduct Authority finalised its motor finance consumer redress scheme, and from 30 June 2026…
I've spent the past few weeks running the numbers on Tesla's Model 3 again, because the question readers keep putting…
BMW 5 Series Saloon vs Touring on PCP: the estate costs about £2,250 more but stronger residuals narrow the monthly…
Hyundai Kona Hybrid PCP from £31,440: how the 0% and low-monthly deals are built, the deposit-and-term catch, and whether to…
Car finance compensation averages £830 an agreement, but the FCA pulled the dates after a legal challenge. Claim now or…
Porsche Cayenne E-Hybrid company car tax in 2026: still better than the V8, but Euro 6e-bis and a flat 18%…
BYD Dolphin finance: it is not the cheapest EV, but its 0% APR PCP fills the gap left by a…
Skoda Octavia PCP deals in 2026: 5.9% APR, up to £3,500 off and 0% variants to 30 June. Why strong…
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Car InsuranceWhy electric car insurance costs more, and why the gap is closingCar Deal Expert — independent UK automotive publisher since 2008.
