Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
Specialist and mainstream insurance for premium used cars, classics, future-classics and salary-sacrifice EVs. Coverage compares Hagerty UK, Adrian Flux, Lancaster, Footman James and A-Plan against mainstream insurers (Admiral, LV=, Aviva, Direct Line) for the segments where specialists genuinely save money. Includes aftermarket warranty comparisons (Warranty Direct, MotorEasy, ALA, Autoguard), GAP insurance decisions on finance-backed cars, and the small-print clauses that most often catch British owners — mileage caps, modification declarations, and named-driver exclusions on high-value vehicles.
54 articlesThe received wisdom that an electric car will always sting you harder on insurance is finally starting to crack —…
Here is the number that ought to reframe how you think about insuring a cherished old car: £154.59. That is…
£19.22 buys you an hour of fully comprehensive cover. That single figure, pulled from Confused.com's 2025 temporary insurance data, is…
For the first time since March 2023, the average 17-year-old in Britain is paying under £2,000 to insure a car,…
One in five cars on Britain's roads is reportedly carrying a modification its insurer knows nothing about. That estimate, drawn…
Here is the line that should focus the mind of anyone running a remapped Golf R or an air-ride Civic…
Electric car insurance still costs more than petrol in 2026, but the gap is closing as EV repair costs fall.…
EV insurance costs ~25% more than petrol , but LV= and Aviva lead on battery, charging-cable and wallbox cover. What…
Discover why high-mileage drivers (10,000-20,000 miles) pay less than low-mileage drivers for car insurance in the UK.
After the FCA forced GAP insurers to slash commission in 2024, is gap insurance worth buying in 2026? The real…
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