Gap Insurance in 2026: Is It Worth It After the FCA Shake-Up?
For every £100 drivers spent on gap insurance in 2022, just over £6 came back as a claim. The rest,…
Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
Specialist and mainstream insurance for premium used cars, classics, future-classics and salary-sacrifice EVs. Coverage compares Hagerty UK, Adrian Flux, Lancaster, Footman James and A-Plan against mainstream insurers (Admiral, LV=, Aviva, Direct Line) for the segments where specialists genuinely save money. Includes aftermarket warranty comparisons (Warranty Direct, MotorEasy, ALA, Autoguard), GAP insurance decisions on finance-backed cars, and the small-print clauses that most often catch British owners — mileage caps, modification declarations, and named-driver exclusions on high-value vehicles.
45 articlesFor every £100 drivers spent on gap insurance in 2022, just over £6 came back as a claim. The rest,…
Here is the number that should make any dealer pause before they slide a GAP insurance form across the desk:…
Scrape a bumper, crack a battery casing, and you could be looking at a £12,000 repair bill on a car…
Buy a £120,000 Aston Martin on finance, write it off six months later, and the gap between what your motor…
EV insurance costs in 2026: the ABI says premiums fell to £560, but EVs still cost 25-50% more to cover.…
If you are about to put down a deposit on a £70,000 electric saloon, the number that should be keeping…
In February 2026 the Financial Conduct Authority published the final report of its premium finance market study, and one figure…
I spend most of my working week pulling apart the numbers that sit behind the headline price of a car,…
Polestar 3 insurance sits in group 50, the top band. Why it is so high, what group 50 really costs,…
Audi Q5 running costs in the UK: insurance groups from 37, real-world mpg, and the £40,000 VED supplement every Q5…
Car Deal Expert — independent UK automotive publisher since 2008.