Car Finance
Challenge car finance redress: your rights in 2026
Challenge car finance redress: the FCA gives you one month to dispute the decision, then a free Financial Ombudsman route,…
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Car Finance
Updated 23 July 2026. PCP and HP for premium used cars, salary-sacrifice versus retail EV finance, early settlement maths and the FCA motor-finance redress path. Primary references: FCA PS26/3, FCA car-finance complaints guidance, Consumer Credit Act sections 99 and 100, plus GOV.UK company-car tax pages for the BiK leg. Start with negative-equity voluntary termination, sacrifice-versus-PCP, early settlement and pure-EV BiK rates 2026/27. Featured reading: PCP negative equity 2026: voluntary termination checklist · Salary sacrifice vs PCP EV 2026 · Early settlement on premium car finance 2026 · Company-car BiK rates 2026/27 for pure EVs
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Car Finance
Skoda Kodiaq vRS PCP: the 0% APR family SUV maths
Skoda Kodiaq vRS PCP: the 0% APR deal needs £581/month over 24 months; the affordable monthly is 5.9% APR. Full…
Car Finance
Vauxhall Corsa Electric finance: how the EV beat petrol on monthly cost
Vauxhall Corsa Electric finance now undercuts the petrol Corsa at £251 a month. We explain the deposit contribution, 2.9% APR,…
Car Finance
FCA motor finance redress: what your June 2026 lender letter actually means
FCA motor finance redress letters are arriving on UK doormats: we decode every clause, the opt-in steps and how to…
Car Finance
Financing a £100,000 premium car in 2026: PCP limits, HP and private-bank lending
Premium car finance over £100,000: how PCP, HP and private-bank lending compare, with a worked £100k example and the balloon…
Car Finance
How big a deposit on a premium car? (2026)
A premium car finance deposit at 10%, 20% or 30% on a £50,000 car: what each level does to your…
Car Finance
Part-exchange vs private sale with outstanding finance (2026)
Part-exchange with outstanding finance: who owns the car, the settlement figure, equity, and dealer vs private sale, with a worked…
Car Finance
Self-employed premium car finance 2026: sole trader and limited company
Self-employed premium car finance in 2026: how lenders assess sole traders and company directors, proof of income, HP vs PCP…
Car Finance
Hire purchase explained: the right finance for a used premium car
Hire purchase on a used premium car: deposit, fixed term, no balloon, you own it at the end. The HP…
Car Finance
Business contract hire vs personal lease: which wins
Business contract hire vs personal lease for a UK director: BCH reclaims 50% VAT and a 4% EV BiK can…
