Car Finance
Hire purchase explained: the right finance for a used premium car
Hire purchase on a used premium car: deposit, fixed term, no balloon, you own it at the end. The HP…
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EVs
Salary sacrifice EV: how it beats the 60% tax trap
Salary sacrifice EV relief hits 60%, not 40%, for £100k-£125k earners: the personal-allowance taper explained, with a £110k worked example.
Car Finance
Business contract hire vs personal lease: which wins
Business contract hire vs personal lease for a UK director: BCH reclaims 50% VAT and a 4% EV BiK can…
EVs
Salary sacrifice EV hidden costs: charging, tyres, exit
Salary sacrifice EV hidden costs explained: 79p/kWh public charging, big tyre bills, rising 4% BiK and the early-exit charge to…
EVs
Tesla Model X salary sacrifice: does a £100k EV work?
Tesla Model X salary sacrifice nets a 45% taxpayer about £1,191 a month at the 4% BiK rate, but the…
EVs
EV battery warranty explained: what 8-year cover hides
EV battery warranty cover runs 8 years or 100,000 miles, but the 70% State-of-Health trigger is a low bar. What…
EVs
Mercedes EQS SUV on salary sacrifice: the flagship maths
Mercedes EQS SUV salary sacrifice nets about £1,108/month for a 45% taxpayer on a £129,400 P11D at the 4% 2026/27…
Car Finance
Personal loan vs PCP for a used premium car
Personal loan vs PCP on a £32,000 used BMW 5 Series: the loan is about £584/month, PCP about £387, but…
EVs
Genesis Electrified GV70 salary sacrifice maths 2026
Genesis Electrified GV70 salary sacrifice nets a 40% taxpayer about £569 a month at the 4% 2026/27 BiK rate, on…
Car Finance
Representative APR vs your real car finance rate in 2026
Representative APR only reaches 51% of accepted buyers, so your real car finance rate can top a 9.9% advert on…
EVs
Best home EV charger 2026: Ohme vs Zappi vs Pod Point vs Hypervolt
The best home EV charger for 2026 compared: Ohme, Zappi, Pod Point and Hypervolt on smart tariffs, solar diversion, warranty…
Car Finance
Early settlement on premium car finance: the real maths
Early settlement car finance on a premium £40-60k PCP or HP: how the figure works, the Consumer Credit Act rebate,…
