Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
Specialist and mainstream insurance for premium used cars, classics, future-classics and salary-sacrifice EVs. Coverage compares Hagerty UK, Adrian Flux, Lancaster, Footman James and A-Plan against mainstream insurers (Admiral, LV=, Aviva, Direct Line) for the segments where specialists genuinely save money. Includes aftermarket warranty comparisons (Warranty Direct, MotorEasy, ALA, Autoguard), GAP insurance decisions on finance-backed cars, and the small-print clauses that most often catch British owners — mileage caps, modification declarations, and named-driver exclusions on high-value vehicles.
41 articlesEV insurance costs in 2026: the ABI says premiums fell to £560, but EVs still cost 25-50% more to cover.…
If you are about to put down a deposit on a £70,000 electric saloon, the number that should be keeping…
In February 2026 the Financial Conduct Authority published the final report of its premium finance market study, and one figure…
I spend most of my working week pulling apart the numbers that sit behind the headline price of a car,…
Polestar 3 insurance sits in group 50, the top band. Why it is so high, what group 50 really costs,…
Audi Q5 running costs in the UK: insurance groups from 37, real-world mpg, and the £40,000 VED supplement every Q5…
Lexus RX insurance runs ABI groups 42 to 46. We map the groups by trim, the standard Thatcham security, and…
Ford Kuga PHEV running costs decoded: real-world 43-60mpg not 201.8, and why the 2026/27 BiK band is 10%, not 8%.…
EV insurance renewal up while the market falls? ABI puts the average at £560 in 2026, but EV repairs cost…
Volvo XC90 extended warranty cost for 3-year CPO buyers: owner-reported pricing, the T8 ERAD risk, and factory Selekt cover versus…
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