Independent UK guidance on premium used cars, salary-sacrifice EVs, warranty and specialist insurance.
PCP and HP for premium used cars, salary-sacrifice EV cost math, the FCA motor-finance redress scheme, and the credit-card deposit strategies UK buyers use on Amex Platinum, Barclaycard, NatWest and MBNA. Explainers cover positive and negative equity at PCP balloon, the conditions under which an early settlement actually saves money, and what the FCA’s discretionary commission rulings mean for live agreements. Where a finance product is named, the piece works through real-world numbers and ends with a clear rule of thumb. FCA regulated information is cited inline.
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If you are signing a company car order this summer and weighing a plug-in hybrid against a full electric, the…
I spend a lot of my week reading rate tables, and the spread that has stuck with me this spring…
When the Financial Conduct Authority confirmed its motor finance redress scheme in 2026, the headline numbers did most of the…
I've spent the past fortnight running the numbers on the Polestar 4 because a reader emailed me a screenshot of…
I've spent the better part of this tax year talking company-car drivers off the ledge of a bad decision, and…
I keep getting the same question from readers eyeing up a big electric family car through work: does the Kia…
I spend most of my week running numbers on company-car schemes, and the question that lands in my inbox more…
On 30 March 2026 the Financial Conduct Authority finalised its motor finance consumer redress scheme, and from 30 June 2026…
I've spent the past few weeks running the numbers on Tesla's Model 3 again, because the question readers keep putting…
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